- Serving Alberta & Saskatchewan
- 1550 5 St SW Unit 300, Calgary, AB T2R 1K3
Home Purchase Mortgages in Alberta & Saskatchewan
Find the Right Mortgage for Your New Home
Buying a home is a major financial decision, and the right mortgage can make a meaningful difference to your monthly payments and long-term costs. At Atlas Mortgage Group, we help homebuyers across Alberta and Saskatchewan compare mortgage options, understand their choices, and find financing that fits their goals.
Whether you’re buying your first home, moving to a new property, or looking for a better mortgage solution for your next purchase, our experienced mortgage brokers are here to guide you from pre-approval to closing.
We can help you evaluate:
- Fixed and variable mortgage options
- Competitive mortgage rates
- Down payment requirements
- Mortgage terms and amortization
- Prepayment options
- First-time home buyer financing
- Self-employed mortgage solutions
- Investment and rental property financing
- Options for borrowers with more complex financial situations
Our goal is simple: help you understand your options so you can move forward with confidence.
A Mortgage That Fits Your Home and Your Plans
Every homebuyer has a different financial situation. Your income, credit history, down payment, property type, and long-term plans can all affect the mortgage options available to you.
As an independent mortgage brokerage, Atlas Mortgage Group works with a wide range of lenders. Instead of limiting you to the products offered by one bank, we compare available options to help you find a mortgage that makes sense for you.
Buying a Home in Calgary, Regina or Beyond?
Local market conditions and lender requirements can vary, which is why working with a mortgage broker who understands your market can be valuable. Atlas Mortgage Group helps homebuyers throughout Calgary, Regina, and other communities across Alberta and Saskatchewan explore their mortgage options. Whether you’re searching for a mortgage broker in Calgary or a mortgage broker in Regina, our team can help you compare financing solutions based on your financial situation and the home you’re planning to purchase.
How the Home Purchase Mortgage Process Works
01.
Start With a Conversation
Tell us about the home you’re planning to buy, your income, down payment, credit history, and financial goals. We’ll help you understand what you may qualify for and what to consider before making an offer.
02.
Get Pre-Approved
A mortgage pre-approval can give you a clearer idea of your purchasing power and help you shop within a realistic budget. It can also help you move quickly when you find the right property.
03.
Compare Your Mortgage Options
We review mortgage products from our lender network and explain the differences between rates, terms, payment options, and other important features.
04.
Choose the Right Mortgage
Once you understand your options, we’ll help you select a mortgage that fits your current finances and your longer-term plans.
05.
Complete the Application
We’ll help coordinate the mortgage application and required documentation, communicate with the lender, and keep the process moving.
06.
Get Ready to Close
Once your mortgage is approved, we’ll work with you and the other professionals involved to help ensure everything is in place for closing.
Why Work With Atlas Mortgage Group?
Access to Multiple Lenders
Unlike dealing directly with a single bank, working with a mortgage broker can give you access to mortgage options from multiple lenders. We compare available solutions to help you find an option that fits your needs.
Guidance You Can Understand
Mortgages come with rates, terms, conditions, and features that can be difficult to compare. We explain your options in straightforward language so you know what you're agreeing to.
Solutions Based on Your Situation
Your mortgage shouldn't be based on a one-size-fits-all approach. We take your income, credit, down payment, property, and financial goals into account when exploring your options.
Support From Pre-Approval to Closing
Buying a home involves a lot of moving parts. Our team stays involved throughout the mortgage process and helps you understand what comes next.
What Mortgage Rate Should You Expect?
Mortgage rates can change frequently and the rate you qualify for depends on factors such as your credit profile, income, down payment, mortgage type, property, term, and lender requirements.
That’s why the lowest advertised rate isn’t necessarily the best mortgage for every borrower.
At Atlas Mortgage Group, we look beyond the headline rate and help you compare the overall mortgage solution, including the terms and features that can affect you over time.
Ready to Buy Your Next Home?
You don’t have to figure out your mortgage alone.
Whether you’re already house hunting or just starting to understand your budget, Atlas Mortgage Group can help you explore your financing options and take the next step with confidence.
Get in touch with our mortgage brokers today to discuss your home purchase.
Frequently Asked Questions
When should I get a mortgage pre-approval?
It’s generally a good idea to get pre-approved before you start seriously shopping for a home. A pre-approval can help you understand your potential budget and prepare you to make an offer when you find the right property.
How much do I need for a down payment?
The minimum down payment depends on factors such as the purchase price and your circumstances. Some buyers may qualify with a smaller down payment, while others choose to put more down to reduce their mortgage amount.
Our brokers can help you understand the down payment requirements that may apply to your situation.
Can a mortgage broker help me find better mortgage rates?
A mortgage broker can compare mortgage options from multiple lenders rather than limiting you to the products offered by one financial institution. The rate you qualify for will depend on your financial situation and the lender’s current criteria.
Can I get a mortgage if I'm self-employed?
Yes. Self-employed borrowers may have different documentation and qualification considerations depending on how their income is structured. Atlas Mortgage Group can help explore mortgage options based on your individual circumstances.
Should I choose a fixed or variable mortgage?
Both fixed and variable mortgages have advantages and considerations. The right choice depends on your financial situation, risk tolerance, and plans for the property. We can explain the differences and help you make an informed decision.
Do I need to use the same bank for my mortgage?
No. You are not required to get your mortgage from the financial institution where you currently bank. A mortgage broker can help you explore options from other lenders and compare available products.
Can Atlas Mortgage Group help with investment property purchases?
Yes. If you’re purchasing a rental or investment property, we can help you explore mortgage solutions based on the property and your financial circumstances.
Disclaimer: Mortgage approval, rates, terms, and lending conditions are subject to lender guidelines and individual qualification. Rates and mortgage products are subject to change without notice. Speak with an Atlas Mortgage Group professional for advice based on your specific circumstances.